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Loan Rates & Terms

Standard Loans
Loan Type Term APR*
For Loan Specials, see main page banner.    
New & Used Autos (OAC) 24 Months 2.75% to 18.99%
  36 Months 2.99% to 18.99%
  48 Months 3.25% to 18.99%
  60 Months 3.50% to 18.99%
  72 Months 3.75% to 18.99%
  84 Months 3.99% to 18.99%
Antique & Classic Vehicles (OAC) Up To 72 Months 7.54% to 22.54%
Recreational Vehicles (OAC) Up To 144 Months 4.99% to 7.99%
Idaho Power Stock (70% Financing) Up To 120 Months 5.99%
Signature (OAC) Up To 36 Months 7.99% to 8.99%
Share Covered Up To 120 Months 5.99%
Overdraft Protection (OAC) Revolving 18.00%

Mortgage Loans Conventional rates as of
Term   APR*
Call us for current rates  
Rates based on a  lock.

*APR is the Annual Percentage Rate. In order to provide the best possible mix of rates for borrowers, our loan rates are subject to change at any time.

Current loan rates are within the ranges shown. Adjustments within the ranges are made for certain factors such as credit worthiness, account relationships, loan types and loan to value ratios. Please contact our loan department for more details.

This credit union is federally insured by the National Credit Union Administration.
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